How Likely Are Your Employees to have an Accident?

Having a comprehensive New Jersey commercial auto insurance policy is a good idea for any business, but especially for those who require their employees to do a lot of on-the-job driving. Delivery personnel and repair technicians are among the professionals who can be constantly found in their vehicles. Since your business pays for the vehicle insurance, it is in your best interest for your workers to avoid collisions. How can you help them do that?

•    Make a rule that no cell phones are to be used while driving on the clock. You should ensure that all employees understand this means talking, texting, playing games, and anything else that could distract them from the road.
•    Put your workers through a defensive driving course. Ask the instructors to make a note of any weaknesses or mistakes so they can be addressed.
•    Do not allow your drivers behind the wheel if they are exhausted, sick, or upset. A distracted mind can be as dangerous as physical diversions.

With skilled drivers on your payroll and a ‘good’ claims history you’ll have a better chance of finding affordable and cost effective New Jersey commercial auto insurance. Your provider may also take your safety precautions into account when deciding on your premium and offer a discount on their services.

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