Factors that affect life insurance coverage

We all want the most comprehensive health and life insurance to protect us in times of sickness as well as in health.  There are many factors that affect your different insurance policies. Major factors that affect your coverage:

Age                               

The earlier you purchase life and health insurance, the cheaper it will be. Insurance companies consider it into their algorithms the estimated length of time before they might have to pay out for your policy.

Personal health

The healthier you are, the more willing an insurance company will insure you. Insurance companies want to see that you are proactive in managing your health by following a proper diet, exercising and avoiding smoking.

Family history

Unfortunately, some diseases are genetic and are taken into account when developing your quote.

Some people would even say that your lifestyle would affect your coverage as well. This could include where you live and what you do for a living.

Lying to your insurance company is considered fraud and is a federal offense. There are ways to discover your family history through your doctor.

Remember to invest in yourself and your future.

Call us to today at 877-742-7201 to get a quote for your life insurance.