Umbrellas aren’t just for rain…..

A lot of people are under the impression that Umbrella policies are costly policies designed for the wealthy. In today’s society,anyone can be sued for almost anything. Having an Umbrella policy can aid you when ligitation occurs as a result of a dog bit or a slip and fall on your property. You can get this protection for less than $200 a year.

Ideally, individuals who are in the following categories should get an umbrella policy

• Drivers or let others use your car 
• Parents with young drivers
• Parents who carpool

Dinner party hosts

• Homeowners or those with rental/multiple properties
• Homeowners with a pool, hot tub, trampoline, boat or motorcycle