Cyber Liability Protection for your Online Business

INFORMATION IS A VITAL ASSET – MAKE SURE IT IS PROTECTED.

Critical data is at risk from viruses, hackers, malicious employees, and accidental damage

• When systems fail, businesses cease to trade
• Data is more portable than ever before, the equivalent of ten
filing cabinets can now fit on a device smaller than a mobile phone

TRADITIONAL POLICIES HAVE MAJOR GAPS
• Commercial property insurance protects your physical computers, but not the data stored on them
• Business interruption cover will not respond to outages caused  by computer viruses or hackers
• General liability policies will not cover claims for intellectual property rights infringement, defamation, or privacy violations

We have policies that include:
• Coverage for your civil liability resulting from data breaches
• Contractual fines coverage, including credit card company and PCI fines, arising from privacy breaches
• Coverage for your own costs to notify individuals in the event of a privacy breach where required by law and the cost of actions
taken to mitigate a larger liability claim
• System repair and restoration coverage in the event of accidental damage to data, including a computer virus or hack attack
• Coverage for your lost revenue arising from system downtime after a computer virus or hack attack
• Electronic fraud coverage
• Coverage for your liability arising from a breach of statutory ecommerce duties
• Media liability cover for electronic content, including intellectual property rights infringement and defamation

GLOBAL RISKS, WITH LOCAL SOLUTIONS
• Coverage for claims made anywhere in the world as  standard
• Work with an experienced claims panel that will react quickly and locally,  from privacy breach notification to electronic fraud
investigation
• If your brand is at risk, work with PR consultants to manage the impact.

Your traditional business insurance will not provide cover for these risks. Let us help you obtain the proper coverage today.

Photo by Kevin Marks