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Is your home as efficient as it could be?

Drafty windows. Leaky faucets. Dirty air filters. All are common issues and they’re not only annoying — they also cost you money in decreased energy efficiency and higher utility bills.   Would you like to save $200 to $400 a year on your energy costs? That’s how much the U.S. Environmental Protection Agency’s Energy Star … More

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Things to keep in mind when buying a car

Category: Our Blog

Buying a new car is an exciting time — but it can also be stressful. After all, you’re trying to get the best deal on price, while also deciding on the make, model and features you need. Here at Reiner Insurance, we can’t really help you become a master negotiator when it comes to buying … More

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Love Bites—Get Umbrella Coverage

Category: Our Blog

In today’s economy, everyone is pinching pennies.  So why worry about umbrella coverage?  Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits.  Large damages can be awarded, be extremely expensive and have long-term financial impact.  Those lawsuits can come from unlikely sources, such as our furry … More

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When Water Goes Where It Shouldn’t

Category: Our Blog

  Even a small leak can become a major problem, so knowing what you’re covered for and how to prevent water damage are equally important.  The below tips should help uncover any potential water problems down the road and keep your property dry.  Check appliance hoses.  Standard hoses are not as durable as they used … More

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Why a Home Inventory Is Important

Category: Our Blog

  Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars, the computer, the TV. But what about that holiday china in the garage?  Or every pair of shoes? All of it … More

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Flood prevention and safety

Category: Our Blog

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit or react to flooding, it’s important to note that flood damage is typically not … More

Landlord Protection Insurance

Category: Our Blog

As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need. New Jersey – What you need to know about landlord protection insurance Rental property is a great investment, especially if you protect your assets with excellent coverage. … More

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Be Alarmed!

Category: Our Blog

Your home should be equipped with more than just a smoke alarm. You should also have equipment to detect those odorless, colorless gases such as Radon and Carbon Monoxide. Check out the EPA’s Guide to Radon and Introduction to Indoor Air Quality.

Just a reminder of the NJ Law: Ice & Snow – Remove it Before You Go!

Category: Our Blog

Remember to remove all ice and snow from your vehicle before driving, especially from the hood, windows and roof. It’s the law in New Jersey! Motorists who fail to do so face fines of $25 to $75 for each offense, regardless of whether the ice and snow is dislodged from the vehicle. If flying ice … More

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