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KNOW WHAT’S NOT COVERED | Flood Insurance

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When you are dealing with flood damage, the last thing you need is a surprise. So take some time to go through the Standard Flood Insurance Policy for a full list of coverages and exclusions when you’re applying. The following are a few examples: Property outside a building. This includes decorative and recreational items such as swimming pools, hot … More

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5 Dos and Don’ts of Flying a Drone

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5 Dos and Don’ts of Flying a Drone  Drones are exploding in popularity in New Jersey and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are real incidents, but with these five dos and don’ts of drone operation, you don’t have to experience … More

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Stopping an Employment Thief

There are a number of ways an identity thief can use a stolen Social Security number (SSN). Most Americans have heard of an identity thief opening a credit card account or getting a cell phone in the victim’s name but did you know that a thief could also try to get legitimate employment with a … More

How to Stay Safe After a Winter Car Accident

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How to Stay Safe After a Winter Car Accident The days are short. The air is cold. And, roads are often slick with rain, snow or ice. It’s winter driving season in New Jersey. And, while most people know what to do to try to avoid an accident, many don’t know what to do after … More

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9 tips for Preventing Slips, Trips and Falls

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When prioritizing your safety efforts, it’s easy to put hazards that could result in amputations or fatalities at the top of the list and spend little to no time on slip, trip and fall hazards. After all, if a person—employee, customer or visitor—slips on a wet floor or trips on a cord, what’s the worst … More

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Information about frozen pipes and how you can prevent them this winter

Frozen pipes

Your building is probably the most valuable asset you own.  Prevention of damage to your building is of utmost importance to you as a property owner. Property damage can mean unforeseen business interruption costs, higher insurance costs and major inconveniences for your organization. Each winter, frozen pipe damage to buildings has been a major problem … More

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Turkey Fryer Safety

5 Tips for Deep Frying a Turkey This Thanksgiving   Those in Springfield who have tasted deep-fried turkey usually say there’s simply no comparison to an oven-roasted bird — turkey out of the fryer is moist, with crispy skin and a beautiful color.   And, it cooks much more quickly than a turkey in the … More

Securing Fall Trees

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Before the wind blows, secure your trees and shrubs  The seasons are changing, and the colors of autumn abound. Regrettably, fall’s stunning display is often accompanied by some unwelcome weather hazards in New Jersey – namely, wind – that can cause considerable damage to the very trees that produce those beautiful fall leaves.   At … More

Top 10 ways to honor a veteran on Veterans Day

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Top 10 ways to honor a veteran on Veterans Day Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American’s war dead; Veterans Day is intended to honor the service of all U.S. veterans, … More

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Cyber Liability Protection for your Online Business

INFORMATION IS A VITAL ASSET – MAKE SURE IT IS PROTECTED. Critical data is at risk from viruses, hackers, malicious employees, and accidental damage • When systems fail, businesses cease to trade • Data is more portable than ever before, the equivalent of ten filing cabinets can now fit on a device smaller than a mobile … More

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