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Condo or Condon’t — Condo Insurance

You’ve taken the plunge and opted for condo life. Now that the papers are signed, it seems like everything is taken care of for you—building maintenance, roof repairs, landscaping, insurance, etc.  It’s time to relax because everything is covered, right?   Not quite. The insurance policy provided by the condo association covers the building structure … More

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After-School Safety

After-School Safety Tips for Parents and Kids Parents, class is back in session in Springfield, NJ so you’ve likely already reviewed the basic safety tips for kids who walk or bus to and from school. Those tips, of course, are: Walk with a buddy Stay in well-lit areas Never accept a ride with strangers Once … More

Night Driving Dangers

Category: Our Blog
night time driving

A little extra caution can go a long way while driving at night  Summer has ended, and while fall and winter have their own pleasures — including hay rides & apple picking— longer nights mean increased danger on the roads. You might think you drive just as well at night, but consider this: Even though … More

The Allstate Foundation – Encompass Agency Hands in the Community Grant

Category: Our Blog

We are proud of Jack Reiner’s volunteerism with the Police Athletic League Of Berkeley Heights Inc. Recently, The Allstate Foundation and Encompass supported the Police Athletic League Of Berkeley Heights Inc with a $1,000 grant in honor of his volunteer efforts in our community.   Congratulations!                                                    “It is very rewarding to be able to help community programs.” ~ … More

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Five Tips to Curb Road Rage

If you’re like most Jersey drivers, chances are you’ve experienced aggressive driving in the Garden State. In a Plymouth Rock study, 99% of respondents report having witnessed at least one road rage incident. From insulting gestures to physical altercations, dangerous decisions plague our roads. The next time you’re feeling stressed behind the wheel or find … More

Travelers Recommends Homeowners Look to the Roof This Fall

Tips for Preventing a Leading Cause of Property Damage HARTFORD, Conn., September 10, 2014 – Wind, hail and damage caused by rain entering a building are among the most common causes of property damage for Travelers (NYSE: TRV) home insurance customers. To help protect homeowner property and belongings, Travelers recommends focusing on the roof, which … More

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Becoming aware of the risk of flooding

Category: Our Blog

Was super-storm Sandy a one-time fluke of nature? Or a hint of changing weather patterns with more to come? One thing it taught us was that weather forecasting isn’t 20/20 and flood damage can occur anywhere, anytime. So it’s important to prepare for the possibility of a flood, no matter how distant the possibility. Super-storm … More

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Ride safe with these motorcycle tips

Ride safe with these motorcycle tips Motorcyclists know that riding gives them a freedom that driving a car just can’t match. But the best riders also know that motorcycles require more focus to operate and don’t provide the same protections cars do in the event of a crash. The best riders also take great care … More

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Five facts you need to know about flooding

Now’s the perfect time to learn more about your risk of flooding and how you can protect your property from flood damage.  1. Everyone is at risk for flooding Flooding can occur anywhere, anytime. And it’s caused by more than just rainfall. Snow melt, hurricanes and new development in your area also can cause flooding. … More

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An inch of water can cause as much as $21,000 in flood damage

An inch of water can cause as much as $21,000 in flood damage Most people think of floods as a result of hurricanes, tropical storms and rising coastal waters. But there are many other ways dangerous and costly flooding can occur. Flooding can be a result of natural and unnatural causes  Flooding can result from … More

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