Read your flood policy. What coverage’s did you purchase? Begin to dry out the building and personal property. Keep a/c or furnace fan running, to assist in drying out of the property. If no heating/cooling, keep windows open and have fans blowing to assist in drying. Try to find documents relating to the purchase of the … More
Put the top down and hit the road in Springfield If you’re one of those drivers who has long dreamed of dropping the top and heading across New Jersey, New York & Pennsylvania and beyond, we here at Reiner Insurance have some buying tips for you. And before we forget, make sure you’ve got plenty … More
There’s no such thing as a ballpark number in insurance. Every day we get phone calls asking for an estimate for an insurance premium. Unfortunately, it’s not as easy as looking it up on a chart. No two people or two properties are exactly alike. Your insurance premium is based on a number of factors. … More
Effective July 1, 2014 in New Jersey, the fines for talking or texting on a hand-held wireless communications device will increase. First time offenders will face a fine of $200-$400. The fine associated with a second offense will increase to $400-$600 and drivers who are caught a third time or more, will face a fine … More
Protect your college grad with the right insurance College graduation is an exciting time for students and their parents alike. And, while it’s easy to be immersed in graduation parties and focused on first-job jitters, it’s a time of major transitions and big decisions, and it’s essential to prepare graduates for what comes next. One … More
Standard Insurance companies have guidelines they follow regarding the type of risks they want to write. Most standard companies will not write a new business with no prior or limited business experience. Some companies will not write a risk that has less than 3 employees. If a risk falls outside what company wants, they can still get insurance through the New Jersey … More
Time to Honor Dad With summer drawing near and the weather warming up, New Jersey neighborhoods come alive with the sights and sounds of the season: lawnmowers, power tools and backyard barbecues, to name a few. For many people, those things all bring to mind one specific person: Dad. And since Father’s Day … More
Stop Wasting Energy — and Money — This Spring Are you tired of high utility bills landing in your mailbox? Not sure how to lower those bills without turning your heat way down or taking cold showers? Nearly 70 percent of the average home’s energy use falls into four main categories, according to … More
From our friends at Amwins THE PURPOSE OF LIQUOR LIABILITY The principal idea of liquor liability insurance is to protect a licensed purveyor of alcoholic beverages from third party liability. Liabilities for these establishments share some common characteristics. Typically, liability arises when a venue over-serves, serves minors, serves a known drunk, or serves an individual … More
Stay Safe on Your Jet Skis™ and WaveRunners™ For a lot of people in Springfield, summer means getting out on the water. And you don’t even need a boat to do it. Personal watercraft, such as Jet Skis and WaveRunners, provide a fun and accessible way to enjoy the water. However, these small, … More
