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The New Jersey Department of Banking and Insurance (DOBI) have approved a number of managed care organizations (MCOs) to provide healthcare services to injured workers. Workers’ compensation MCOs are entities which manage the healthcare and costs associated with claims covered by workers’ compensation insurance. Should you choose one of these MCOs to provide medical treatment to any of your employees injured on the job, you might realize savings on your NJ workers compensation insurance premiums.

“My town never floods. I don’t need flood insurance.”

Stranger things have happened. It is better to be prepared for a flood that could never happen than to have major flood destroy your property leaving you with major maintenance or reconstruction bills.

Most companies today are dependent on their computers for operations. One person can virtually run an entire company through their laptop which creates a large liability. 

One of the best ways to market your independent insurance agency and stand apart from insurance competitors in New Jersey is having a great logo

We all want the most comprehensive health and life insurance to protect us in times of sickness as well as in health.  There are many factors that affect your different insurance policies. 

There are certain actions businesses must take when hiring new employees, in order to comply with government regulations.

Deductibles. Premiums.Policy holder. All these terms.  Just like any industry, insurance has many terms.

Taking small breaks at work may actually be beneficial by reducing employee fatigue, increasing energy and helping your employees to be more productive.

There is a lot of planning that takes place in order to prepare for a wedding. Everything has to be just right for this momentous occasion. There is a heavy reliance on a team of vendors to ensure that the food, music, and venue are to the bride and groom’s liking. Where to begin? 

Do you have enough general liability insurance NJ coverage? Liability is one of the fastest growing areas of the insurance market, as perceived risks grow, and people may seek to make someone accountable for their losses.