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“You guys are just the middle man.”

Here at Reiner Insurance, we’re more than just the middle man.  We are a full service, independent New Jersey insurance agency.  

The general liability insurance NJ component of your business insurance package is designed to cover you against claims made by people who suffer an injury while on your premises. However, have you stopped to consider any extra liabilities you carry due to the nature of your goods that could cause damages not only to your own property, but those around you?

Business owners have many things to consider when it comes to strategies to protect their business and staff.

Big event days in our lives become the memories we hope to look back on with pleasure. What none of us want, is to look back on what should have been a wonderful occasion that was spoiled by things going wrong, or worse –  a financial disaster due to an insurance claim that hadn’t been anticipated.

In a recently released report, the Insurance Information Institute says that insured losses due to supply chain interruption following the 2011 Japanese earthquake and tsunami were between $35 and $40 billion.

In your business insurance package, you should have a policy that covers the general liability insurance NJ business owners need to have. 

Are you being plagued by a series of salespeople wanting to sell you yet more New Jersey business insurance? Apart from the nuisance factor of having to deal with a succession of salespeople, it can actually start to get confusing and stressful, as you’re probably starting to wonder if you have enough insurance, the right insurance, too much insurance, or all of the above!

Are you a professional running your own business? You have probably put together a package of coverage that includes the general liability insurance NJ businesses should have, but have you considered the risks you may face without adding a professional liability policy to that package?

Relocating your business, even within a state, might mean that you need to make some adjustments to your New Jersey business insurance.

As any New Jersey business owner should be aware, you need to ensure you have general liability insurance NJ as part of your business insurance package.