"new jersey" Archives

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5 Dos and Don’ts of Flying a Drone  Drones are exploding in popularity in New Jersey and so are the news stories about someone flying too close to a commercial aircraft or shooting down a drone. These are real incidents, but with these five dos and don’ts of drone operation, you don’t have to experience … More

5 Questions to Ask if You Keep Guns in Your Home There are an estimated 300 million firearms in U.S. homes. And, with a lot of guns comes the potential for a lot of gun-related accidents. So, ask yourself these questions to help prevent your household in Springfield from experiencing one. How secure are my … More

How Efficiently (or Inefficiently) Do You Use Your Heat? Many homeowners in Springfield see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?”   To get an answer to that question, you should start with some other questions that will help determine just … More

There are a number of ways an identity thief can use a stolen Social Security number (SSN). Most Americans have heard of an identity thief opening a credit card account or getting a cell phone in the victim’s name but did you know that a thief could also try to get legitimate employment with a … More

How to Stay Safe After a Winter Car Accident The days are short. The air is cold. And, roads are often slick with rain, snow or ice. It’s winter driving season in New Jersey. And, while most people know what to do to try to avoid an accident, many don’t know what to do after … More

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The Internal Revenue Service (IRS) describes tax identity theft as that which “occurs when someone uses your stolen Social Security number (SSN) to file a tax return claiming a fraudulent refund.”  Identity thieves file fraudulent tax returns early in filing season. Usually, the victim isn’t made aware that the theft has taken place until they find that they can’t file … More

Don’t pay more premium than necessary Take these steps to avoid higher premium payments Make sure an independent contractor has Workers’ Compensation coverage. If you hire an independent contractor who does not have Workers’ Compensation insurance, the law may hold you responsible for work-related injuries. If it is determined that you may be held liable, your … More

NJ Roofers save up to 20% on your Worker’s Compensation insurance today We have had great success writing roofing contractors in New Jersey due to our strong relationships with our insurance carriers that offer affordable plans for our clients. We represent a market whose insurance companies are rated  A+ Superior by AM Best and  specialize … More