25% of all flood insurance claims for the National Flood Insurance Program are filed by people who don’t live in a high-risk flood zone. FEMA is in the process of a nationwide flood zone remapping project that may affect your flood policy. WHAT IS FLOOD ZONE REMAPPING? It’s a multi-year initiative by FEMA that will … More
Recognizing and Avoiding Health Insurance Fraud From Kroll While not all health insurance fraud is a case of identity theft, there is a risk that identity theft may be involved. Here we share information, provided by the FBI, regarding types of health insurance fraud and tips for avoiding it. Common types of health insurance fraud … More
How medical identity theft might be detected From Kroll Medical identity theft results from the fraudulent use of an individual’s personal information, Social Security number, or health insurance information to obtain medical goods and/or services, money through insurance fraud, or insurance coverage for treatments. This may result in a number of problems for the victim … More
How to Check Your Property for Damage After a Storm When a big storm hits Northern New Jersey, you hunker down inside, relying on your home to protect you and your family. Once that storm passes, though, it’s time to repay the favor — identifying damage and protecting your home from further issues. … More
Identity theft involving minors occurs when a child’s personally identifiable information (PII) is used by another individual for personal or financial gain. Often it is the child’s Social Security number (SSN) that is used and matched with a different name and birth date. While some child identity theft victims don’t discover an issue until they … More
Before you roll down the windows and blast the Top 40s, you’ll want to make sure your ride is ready for adventure. Car trouble can bring your fun to a screeching halt and leave you with a hefty repair bill. While you can’t prevent every mechanical breakdown, you can help to reduce the possibility of … More
Be Careful When You Play With Fire, Even in the Backyard It’s a great feeling to hang out with friends and family around a blazing fire in your backyard in Springfield — unless, of course, that fire blazes a little too much. While a fire pit can be a wonderful addition to your home, … More
Contractors must register with the state in order to build new homes. They also have to warrant each new home built and provide warranty follow-up services. Plumbers, electricians and home improvement contractors are also required to be licensed in New Jersey. To find out if a new homebuilder contractor is licensed in New Jersey, call 609-984-7910. To find … More
Read your flood policy. What coverage’s did you purchase? Begin to dry out the building and personal property. Keep a/c or furnace fan running, to assist in drying out of the property. If no heating/cooling, keep windows open and have fans blowing to assist in drying. Try to find documents relating to the purchase of the … More
