"springfield" Archives

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How Efficiently (or Inefficiently) Do You Use Your Heat? Many homeowners in Springfield see their energy bills each winter and think, “How can I be spending this much when the house isn’t even that warm?”   To get an answer to that question, you should start with some other questions that will help determine just … More

There are a number of ways an identity thief can use a stolen Social Security number (SSN). Most Americans have heard of an identity thief opening a credit card account or getting a cell phone in the victim’s name but did you know that a thief could also try to get legitimate employment with a … More

How to Stay Safe After a Winter Car Accident The days are short. The air is cold. And, roads are often slick with rain, snow or ice. It’s winter driving season in New Jersey. And, while most people know what to do to try to avoid an accident, many don’t know what to do after … More

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Don’t pay more premium than necessary Take these steps to avoid higher premium payments Make sure an independent contractor has Workers’ Compensation coverage. If you hire an independent contractor who does not have Workers’ Compensation insurance, the law may hold you responsible for work-related injuries. If it is determined that you may be held liable, your … More

NJ Roofers save up to 20% on your Worker’s Compensation insurance today We have had great success writing roofing contractors in New Jersey due to our strong relationships with our insurance carriers that offer affordable plans for our clients. We represent a market whose insurance companies are rated  A+ Superior by AM Best and  specialize … More

From our friends at Travelers With snowstorm Jonas projected to hit us this weekend, take some time now to gather the supplies you will need to ride out the storm at home, or to safely venture outside if you must. Once you have taken the appropriate precautions, you can focus on enjoying the winter wonderland … More

When prioritizing your safety efforts, it’s easy to put hazards that could result in amputations or fatalities at the top of the list and spend little to no time on slip, trip and fall hazards. After all, if a person—employee, customer or visitor—slips on a wet floor or trips on a cord, what’s the worst … More

Your building is probably the most valuable asset you own.  Prevention of damage to your building is of utmost importance to you as a property owner. Property damage can mean unforeseen business interruption costs, higher insurance costs and major inconveniences for your organization. Each winter, frozen pipe damage to buildings has been a major problem … More